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Coming Q4 2026
Personal Loan Infrastructure
Quick Disbursal, Multiple Lenders
Offer personal loans from multiple lending partners through a single API. End-to-end loan origination with built-in KYC, credit assessment, and disbursement.
Multi-Lender
Instant Disbursal
Fully Compliant
Minutes
Approval Time
Instant
Disbursement
Multi
Lender Partners
100%
Fully Compliant
Full Lifecycle Coverage
OriginationUnderwritingDisbursementCollections
The Problem
Building Loan Infrastructure Is Complex
From origination to collections, personal loan distribution requires massive infrastructure investment.
4-6 months each
Lender-by-Lender Integration
Each lending partner has different APIs, underwriting models, document requirements, and disbursement flows.
Multiple bureaus
Credit Assessment
Bureau integration, alternative data scoring, and income verification — each requiring separate partnerships.
60+ requirements
Regulatory Compliance
Digital Lending guidelines, NBFC regulations, KYC requirements, and Fair Practices Code — constantly evolving.
End-to-end lifecycle
Collections Infrastructure
Auto-debit setup, repayment tracking, dunning workflows, and NPA management from scratch.
Core Features
Complete Loan Distribution Platform
From application to disbursement to EMI collection — everything you need in a single SDK integration.
Multi-Lender Marketplace
Access personal loan products from multiple banks and NBFCs. Best rate matching for each applicant based on profile and credit score.
End-to-End Origination
Complete loan journey from application to disbursement. Built-in eKYC, document collection, and e-agreement signing.
Real-Time Credit Assessment
Instant bureau pulls, alternative data scoring, and pre-qualification checks. Reduce approval time to minutes.
Instant Disbursement
Direct bank transfer or UPI disbursement within minutes of approval. Multi-mode payout support.
EMI Management
Auto-debit setup, repayment tracking, and collections integration. Full lifecycle management for disbursed loans.
Smart Lender Matching
Algorithmic matching of borrower profiles to lender criteria. Maximize approval rates while optimizing for best terms.
White Label
Full Loan Journey in Your Brand
From application to disbursement to EMI tracking — a seamless lending experience your users will trust.
Application Flow
- Pre-qualification with soft bureau check
- eKYC and income verification
- Document upload and validation
- Loan offer comparison screen
Approval & Disbursement
- Real-time approval status tracking
- e-Agreement and e-NACH setup
- Multi-mode disbursement options
- Loan account activation
Servicing
- EMI schedule and payment tracking
- Part-payment and foreclosure
- NOC and statement generation
- Customer support integration
Compliance
Digital Lending Compliance — Built In
Personal loan distribution requires strict regulatory adherence. Our infrastructure handles every compliance requirement automatically.
Master Direction on Digital Lending
Full compliance with LSP, DLA, and RE requirements
Fair Practices Code
Standardized lending terms and transparent communication
Key Fact Statement (KFS)
Complete disclosure of all charges, rates, and terms
Grievance Redressal
Built-in complaint management with SLA tracking
Data Minimization
Collect only required data with explicit borrower consent
eKYC & VKYC
Industry-standard identity verification for all borrowers
DL Compliant
AES-256 Encrypted
KFS Disclosure
Fair Practices Code
LSP Registered
eKYC Verified
Lending Ecosystem
Multi-lender marketplace with leading banks and NBFCs.
Lending Partners
Distribution Partners
Go Live
Launch Personal Loans in 4 Weeks
From lender integration to production — a structured approach to launching lending products.
Week 1-2
Setup & Integration
Lender onboarding and API setup
Credit scoring model configuration
SDK integration and branding
Document collection flow setup
Week 3
Testing & Compliance
End-to-end loan journey testing
Regulatory compliance audit
KFS and agreement review
Collections flow validation
Week 4
Launch
Phased rollout by user segment
Real-time monitoring dashboard
Lender reconciliation setup
Production go-live
Ready to Distribute Personal Loans?
Get early access to our personal loan infrastructure. Multi-lender, instant disbursal, fully compliant.
Early Access Available
Multi-Lender Ready
Full Lifecycle