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Insights on fintech infrastructure, banking APIs, and the future of digital finance from our team.
A comprehensive look at India's FD market — from the Rs 200+ lakh crore deposit base to digital penetration gaps, interest rate trends, and the fintech distribution opportunity.
How MobiKwik expanded from payments to savings products by integrating Blostem's white-label FD infrastructure — going live with multi-bank FDs in under 2 weeks.
Common pitfalls we've seen fintech teams fall into when launching FD products — from over-engineering bank integrations to underestimating compliance costs.
Why FD payment processing requires 5-7 gateway integrations, bank-specific routing, and how infrastructure platforms abstract this complexity.
How India's Account Aggregator framework is reducing friction in FD distribution — from pre-filled applications to instant income verification and smarter rate matching.
Breaking down the economics of FD distribution — commission structures, LTV calculations, and how embedded FDs compare to mutual fund and insurance commissions.
A deep dive into Video KYC — from RBI requirements and bank-specific thresholds to the technical challenges of scheduling, dropout reduction, and scaling VKYC operations.
Why recurring deposits are the next frontier for fintech distribution — and the technical challenges of building RD infrastructure.
A detailed cost analysis of building FD infrastructure in-house versus using a white-label platform — covering engineering, compliance, payments, and ongoing maintenance.
Understand how FD returns work — from compounding frequency and cumulative vs non-cumulative payouts to senior citizen rates and TDS implications.
How AI-native virtual employees can handle marketing, compliance, and project management alongside your human team.
Why we architect every product with regulatory compliance as a core design constraint, not an afterthought.
A deep-dive into our API architecture: one SDK, ten banks, and the engineering decisions behind a truly unified integration layer.
The Indian banking system is vast, but fragmented. We saw an opportunity to build the connective tissue between banks and fintech platforms.
From KYC variations across banks to maturity servicing workflows, FD distribution at scale is far more complex than it appears.