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Embedded finance SDKs for fintechs in India

Six products from regulated banks, NBFCs and SEBI-registered platforms. Launch with our white-label screens, or call the API from your own backend and design every screen yourself.

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Fixed Deposits

Offer fixed deposits from partner banks and NBFCs inside your app. The FD API handles rate discovery, KYC, payment and booking.

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Recurring Deposits

Help users save every month with recurring deposits. The RD API sets up UPI Autopay instalments and tracks each deposit.

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Credit Cards

Embed a credit card marketplace, with soft-check eligibility over the card API. The issuing bank makes every approval decision.

Loan Against Mutual Funds

Offer a credit line against mutual fund units. The LAMF API marks the lien digitally, and an RBI-registered NBFC lends.

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Personal Loans

Match one consented application to a panel of regulated lenders through the loan API. Each lender makes its own credit decision.

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Bonds

Add listed bonds to your app. The bonds API routes orders to a SEBI-registered OBPP, and bonds settle to the user's own demat account.

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Who does what

Blostem is the technology layer. Partner banks and NBFCs issue deposits, cards and loans and make every approval decision, and SEBI-registered Online Bond Platform Providers execute bond orders. Customer identity and KYC checks run before any booking or application.

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